Buying a home for the first time is a joyful experience - but newcomers to homeownership can often feel a little overwhelmed by what's involved. With so many things to consider and arrange, we understand how daunting the journey can sometimes seem.
What you need is the clear, professional advice of a first-time buyer solicitor, and Homeward Legal is the place to call. Our team are the welcoming, experienced voice on the other end of the phone who can help remove any stress from the legal process.
We are here for you every step of the way, with no hidden surprises and no extra costs. Our friendly team is available seven days a week while our nationwide panel of first-time buyer solicitors and conveyancers have the knowledge and expertise to ensure your transaction goes smoothly.
Whether you just need a helping hand with the conveyancing process or you'd like us to organise building surveys as well, we can provide the whole package. Read on for everything you need to know about first-time buyer conveyancing and start the journey to collecting the keys of your very first home right here, right now!
What is first-time buyer conveyancing?
What is first-time buyer conveyancing?
The word conveyancing is a catch-all term to describe the legal formalities and paperwork that must be carried out for any property or land transaction. As first-time buyers, all this will be done for you by a conveyancing solicitor or a licensed conveyancer.
What do first-time buyer solicitors do?
What do first-time buyer solicitors do?
As part of the first-time buyer conveyancing services they offer, your solicitor will:
- Confirm your ID
- Ask to see a mortgage offer, if you are buying with a mortgage
- Agree a completion date
- Exchange contracts with the sellers
- Transfer the funds on completion day and arrange for the collection of keys
- Register you as the new owner of the property with the Land Registry
- Pay any Stamp Duty Land Tax (in England) or Land Transaction Tax (in Wales) on your behalf
How does the conveyancing process work?
How does the conveyancing process work?
For first-time buyers, the conveyancing process can seem long, daunting and complicated. In fact, even for those who are experienced in the property market, it doesn't always get any easier! But to give you an idea, here's a basic summary of how the conveyancing process works once your offer has been accepted:
- You fill out the ID documents and instruction forms
- Your first-time buyer solicitor receives the contracts from the seller's side
- Your solicitor raises any enquiries with the sellers
- Your solicitor orders searches from local authorities and the Environment Agency, as necessary
- Terms are agreed and a date for completion is set
- Contracts are exchanged between the two sides
- The process is completed and you move into your new home
- Your first-time buyer solicitor registers you as the new owner and pays any stamp duty that is due
How much are first-time buyer solicitor fees?
How much are first-time buyer solicitor fees?
For a first-time buyer, conveyancing fees will vary depending on a number of things, including the value of the property. Unfortunately, that means there is no simple answer to this question. However, to give you an idea, these are some of the charges you might expect to see:
- Solicitors' fees
- Surveyors' fees
- Stamp Duty Land Tax (SDLT)*
- Land Registry fees
- Local authority searches
- Electronic bank transfer fee
- VAT
*In line with current Stamp Duty thresholds, first-time buyers in England will - due to the first-time buyer stamp duty relief - pay no SDLT when purchasing a residential property valued up to £425,000. If they buy a property valued up to £625,000, they will pay 5% SDLT on the value portion between £425,001 and £625,000. The relief cannot be claimed on properties over £625,000.
Please note: there is no first-time buyer relief available in Wales.
Why choose Homeward Legal for first-time buyer conveyancing
Simple & Straightforward
We won't confuse you with lots of technical jargon. Just plain, simple English that makes the conveyancing process easy to understand.
Fixed Legal Fees
When you get residential conveyancing quotes from us, the fixed legal price we quote you is the price you'll pay, with no hidden costs.
No-Completion, No Fee
Don't worry if your move falls through. Our No-Completion, No Fee means there will be no fixed legal fees for you to pay.
Trusted
We pride ourselves on our customer service and we feel that hard work has been rewarded by the hundreds of glowing reviews we've received on Trustpilot.
Local
Whether you deal with one of our in-house team or a member of our panel of specialists, we'll find you a solicitor with excellent local knowledge of your area.
Regulated
All of the conveyancing professionals that we deal with are regulated under the Solicitors Regulation Authority or the Council for Licensed Conveyancers.
Available
Any questions? Our team is available to help until 6pm on weekdays, and 4pm on Saturdays.
Get in touch about a first-time buyer solicitor
If you're looking to buy a property, get in touch with the team today about our first-time buyer conveyancing services.
Alternatively, you can always give us a ring on or request a callback and we'll be happy to speak to you.
Helpful Conveyancing Guides
Frequently asked questions...
Your conveyancing solicitor should be able to advise if there are any other government schemes in place (such as ‘Help to Buy') to assist with your purchase and whether you are eligible to take advantage of any that are running. In particular, for first-time buyers, the stamp duty threshold has been raised to £300,000.
If you are looking for ways of cutting costs, there is no better way of doing it than choosing one of the best conveyancing solicitors in the country with Homeward Legal. Get an online calculator, or call us now on , so we can match you with the best conveyancing solicitor based on your conveyancing needs.It is strongly recommended that all prospective purchasers book an inspection of the property they are intending to buy. There is a wide range of defects that can affect a property, from cracked roof tiles to the suspected existence of asbestos, from unsupported chimney stacks to wet rot in the cellar. These will not be reported on by a conveyancing solicitor, as it is not part of the legal remit.
In addition, a survey will identify any structural issues so that you can budget for remedial and upkeep works if necessary. Local builders and your RCIS surveyor can provide detailed advice on what you should consider, and whether it is worth renegotiating the asking price to help pay for any major works post-purchase.
Many contaminants can impact a residential property. These need not be restricted to chemical or mineral pollutants either, since investigations into contamination also include proposed erection of mobile masts, or the proximity of electricity pylons.
Where the property has been built on former industrial or agricultural land, consideration will be given to any known pollution that exists in the topsoil or in the vicinity. All aspects of the environmental impact to the property will be considered as part of the environmental searches and reported in the conveyancer's report on title for the property.
Yes, you can usually inspect the property's condition before the auction during designated viewing times. However, getting a formal survey before the auction might not always be feasible due to time and cost constraints.
It's advisable to carefully review the legal pack and seek professional advice if there are concerns about the property's condition or any structural issues.
